Loan Modification if you are facing one of the following situations, we can help:

AFS Loan Modification is a loan mortgage modification company whose sole objective is to work with your lender to get your payments affordable. There are many options available to you, even if a foreclosure process has started! Put a loan counselor from Home Modifications to work for you today.

How Can A Mortgage Modification help Me?

• the loan’s interest rate may be decreased
• the interest rate could be changed from an adjustable to a fixed rate
• the period of time the borrower has to pay the loan back can be lengthened
• the type of loan could be changed altogether

Loan Modifications Experts Can Save Your Home!

Because we know and work with all lenders regularly, they are very receptive to us and our clients. We know how to present your situation to them so that you end up with the best solution.

Let us take your worries away. We will help you modify your mortgage to a lower monthly payment that you can afford.

Please Complete The Secure Quick Application
So We Can Begin Assisting You IMMEDIATELY!

First Name:
Last Name:
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Estimate Loan Balance:	Select a home loan amount -------------------------- Less than $100,000 $100,000 to $250,000 $250,000 to $500,000 $500,000 or more
Best time to contact:	Select a time to call -------------------------- Anytime Morning Afternoon Evening
Have you started the process of foreclosure? yes no Are you currently behind on your payments? yes no Do you owe more than your home is worth? yes no Do you have a second mortgage? yes no

Get The Help You Need!

 

Known Fact: Mortgage companies usually come back with a program that highly favors them and makes it difficult for you! Our highly trained professionals fight for you with your lender to get you better results with your loan modification and repayment plans.

What is a Loan Modification?

A process that allows homeowners and lenders to change the terms of a loan in order to help the borrower stop foreclosure.

A Loan Modification is NOT a new loan. It is the renegotiation – or loan restructuring – of an existing mortgage note. For homeowners behind on their mortgage, or those with a low credit score, a loan modification is often the only option available because they are unable to get approved for a mortgage refinance or a short-refinance.

Many borrowers are facing foreclosure because their interest only or variable rate loan interest terms have sky rocketed beyond what they could have imagined. A loan restructuring is an agreeable way for both the lender and the borrower to avoid the cost and hassle of the foreclosure process.

A loan modification can be done in several ways or combination of ways listed below:

• the loan’s interest rate may be decreased
• the interest rate could be changed from an adjustable to a fixed rate
• the period of time the borrower has to pay the loan back can be lengthened
• the type of loan could be changed altogether

What We Do

AFS Loan Modification connects you with service providers that can help you avoid foreclosure, including:

• Loan Modification Specialists
• Short Sale Realtors
• Loss Mitigation Firms
• Home Buyers
• Investors
• Foreclosure Prevention Firms

Act Now to Avoid Foreclosure!

How This Works

1. Complete our secure form
2. We match you with service providers based on your situation
3. You review their proposals and decide what works best for you

You have NO OBLIGATION. There is no credit check and no social security number required

Did You Know

Mortgage foreclosure filings nationwide have increased 93% over the last year. Projections call for 2 million more foreclosure filings in 2008. Banks have more foreclosures than they can handle. They do not want your home. They want you to help yourself avoid foreclosure!

Get a Loan Modification

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